<?xml version="1.0" encoding="UTF-8"?>
<?xml-stylesheet type="text/xsl" href="http://donchaenggyeo.com/wp-content/plugins/slim-seo/src/Sitemaps/style.xsl"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xmlns:news="http://www.google.com/schemas/sitemap-news/0.9" xmlns:xhtml="http://www.w3.org/1999/xhtml">
	<url>
		<loc>https://donchaenggyeo.com/driver-license-renewal/</loc>
		<lastmod>2026-10-06T21:35:59+09:00</lastmod>
		<news:news>
			<news:publication>
				<news:name>돈챙겨</news:name>
				<news:language>ko</news:language>
			</news:publication>
			<news:publication_date>2026-10-06T21:31:45+09:00</news:publication_date>
			<news:title>운전면허 갱신 기간 확인과 방법: 2026년부터 생일 전후 6개월</news:title>
		</news:news>
		<image:image>
			<image:loc>https://donchaenggyeo.com/wp-content/uploads/2026/10/driver-license-renewal.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://donchaenggyeo.com/rent-tax-credit/</loc>
		<lastmod>2026-10-06T21:35:56+09:00</lastmod>
		<news:news>
			<news:publication>
				<news:name>돈챙겨</news:name>
				<news:language>ko</news:language>
			</news:publication>
			<news:publication_date>2026-10-06T21:31:44+09:00</news:publication_date>
			<news:title>월세 세액공제 조건과 신청 방법: 최대 17%, 연 1,000만원 한도</news:title>
		</news:news>
		<image:image>
			<image:loc>https://donchaenggyeo.com/wp-content/uploads/2026/10/rent-tax-credit.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://donchaenggyeo.com/weekly-holiday-pay/</loc>
		<lastmod>2026-10-06T21:35:52+09:00</lastmod>
		<news:news>
			<news:publication>
				<news:name>돈챙겨</news:name>
				<news:language>ko</news:language>
			</news:publication>
			<news:publication_date>2026-10-06T21:31:42+09:00</news:publication_date>
			<news:title>주휴수당 조건과 계산법 (2026년 최저임금 10,320원 기준)</news:title>
		</news:news>
		<image:image>
			<image:loc>https://donchaenggyeo.com/wp-content/uploads/2026/10/weekly-holiday-pay.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://donchaenggyeo.com/annual-leave-pay/</loc>
		<lastmod>2026-10-06T21:35:49+09:00</lastmod>
		<news:news>
			<news:publication>
				<news:name>돈챙겨</news:name>
				<news:language>ko</news:language>
			</news:publication>
			<news:publication_date>2026-10-06T21:31:41+09:00</news:publication_date>
			<news:title>연차수당 계산법: 남은 연차 돈으로 받는 법과 못 받는 경우</news:title>
		</news:news>
		<image:image>
			<image:loc>https://donchaenggyeo.com/wp-content/uploads/2026/10/annual-leave-pay.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://donchaenggyeo.com/lease-renewal-right/</loc>
		<lastmod>2026-10-06T21:35:46+09:00</lastmod>
		<news:news>
			<news:publication>
				<news:name>돈챙겨</news:name>
				<news:language>ko</news:language>
			</news:publication>
			<news:publication_date>2026-10-06T21:31:39+09:00</news:publication_date>
			<news:title>계약갱신청구권 총정리: 세입자 2년 연장과 5% 인상 상한, 집주인 거절 사유</news:title>
		</news:news>
		<image:image>
			<image:loc>https://donchaenggyeo.com/wp-content/uploads/2026/10/lease-renewal-right.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://donchaenggyeo.com/income-tax-filing-check/</loc>
		<lastmod>2026-10-06T21:35:43+09:00</lastmod>
		<news:news>
			<news:publication>
				<news:name>돈챙겨</news:name>
				<news:language>ko</news:language>
			</news:publication>
			<news:publication_date>2026-10-06T21:24:19+09:00</news:publication_date>
			<news:title>종합소득세 신고 대상 확인: 직장인도 5월에 신고해야 하는 경우</news:title>
		</news:news>
		<image:image>
			<image:loc>https://donchaenggyeo.com/wp-content/uploads/2026/10/income-tax-filing-check.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://donchaenggyeo.com/freelancer-tax-refund/</loc>
		<lastmod>2026-10-06T21:35:40+09:00</lastmod>
		<news:news>
			<news:publication>
				<news:name>돈챙겨</news:name>
				<news:language>ko</news:language>
			</news:publication>
			<news:publication_date>2026-10-06T21:24:17+09:00</news:publication_date>
			<news:title>프리랜서 3.3% 환급: 5월 종합소득세 신고로 떼인 세금 돌려받는 법</news:title>
		</news:news>
		<image:image>
			<image:loc>https://donchaenggyeo.com/wp-content/uploads/2026/10/freelancer-tax-refund.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://donchaenggyeo.com/traffic-fine-vs-penalty/</loc>
		<lastmod>2026-10-06T21:35:36+09:00</lastmod>
		<news:news>
			<news:publication>
				<news:name>돈챙겨</news:name>
				<news:language>ko</news:language>
			</news:publication>
			<news:publication_date>2026-10-06T21:24:16+09:00</news:publication_date>
			<news:title>범칙금과 과태료 차이: 벌점 여부와 과태료 20% 감경받는 법</news:title>
		</news:news>
		<image:image>
			<image:loc>https://donchaenggyeo.com/wp-content/uploads/2026/10/traffic-fine-vs-penalty.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://donchaenggyeo.com/medical-cost-cap-refund/</loc>
		<lastmod>2026-10-06T21:35:33+09:00</lastmod>
		<news:news>
			<news:publication>
				<news:name>돈챙겨</news:name>
				<news:language>ko</news:language>
			</news:publication>
			<news:publication_date>2026-10-06T21:24:14+09:00</news:publication_date>
			<news:title>병원비 돌려받는 본인부담상한제: 건강보험 환급금 조회와 신청 방법</news:title>
		</news:news>
		<image:image>
			<image:loc>https://donchaenggyeo.com/wp-content/uploads/2026/10/medical-cost-cap-refund.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://donchaenggyeo.com/parental-leave-pay/</loc>
		<lastmod>2026-10-06T21:35:30+09:00</lastmod>
		<news:news>
			<news:publication>
				<news:name>돈챙겨</news:name>
				<news:language>ko</news:language>
			</news:publication>
			<news:publication_date>2026-10-06T21:24:13+09:00</news:publication_date>
			<news:title>육아휴직 급여 2026: 첫 3개월 월 250만원, 사후지급금 폐지와 6+6 제도</news:title>
		</news:news>
		<image:image>
			<image:loc>https://donchaenggyeo.com/wp-content/uploads/2026/10/parental-leave-pay.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://donchaenggyeo.com/health-insurance-after-resign/</loc>
		<lastmod>2026-10-06T21:35:27+09:00</lastmod>
		<news:news>
			<news:publication>
				<news:name>돈챙겨</news:name>
				<news:language>ko</news:language>
			</news:publication>
			<news:publication_date>2026-10-06T21:24:11+09:00</news:publication_date>
			<news:title>퇴사 후 건강보험료 폭탄 피하는 법: 임의계속가입 조건과 신청 기한</news:title>
		</news:news>
		<image:image>
			<image:loc>https://donchaenggyeo.com/wp-content/uploads/2026/10/health-insurance-after-resign.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://donchaenggyeo.com/car-insurance-mileage/</loc>
		<lastmod>2026-10-06T21:35:24+09:00</lastmod>
		<news:news>
			<news:publication>
				<news:name>돈챙겨</news:name>
				<news:language>ko</news:language>
			</news:publication>
			<news:publication_date>2026-10-06T21:21:24+09:00</news:publication_date>
			<news:title>자동차보험 마일리지 특약 환급: 주행거리 사진 제출로 보험료 돌려받는 법</news:title>
		</news:news>
		<image:image>
			<image:loc>https://donchaenggyeo.com/wp-content/uploads/2026/10/car-insurance-mileage.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://donchaenggyeo.com/card-points-cash/</loc>
		<lastmod>2026-10-06T21:35:20+09:00</lastmod>
		<news:news>
			<news:publication>
				<news:name>돈챙겨</news:name>
				<news:language>ko</news:language>
			</news:publication>
			<news:publication_date>2026-10-06T21:21:22+09:00</news:publication_date>
			<news:title>카드포인트 현금화: 모든 카드사 포인트 한 번에 조회하고 계좌로 받기</news:title>
		</news:news>
		<image:image>
			<image:loc>https://donchaenggyeo.com/wp-content/uploads/2026/10/card-points-cash.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://donchaenggyeo.com/moving-utility-settlement/</loc>
		<lastmod>2026-10-06T21:35:17+09:00</lastmod>
		<news:news>
			<news:publication>
				<news:name>돈챙겨</news:name>
				<news:language>ko</news:language>
			</news:publication>
			<news:publication_date>2026-10-06T21:21:21+09:00</news:publication_date>
			<news:title>이사할 때 공과금·관리비 정산 체크리스트: 전기·가스·수도·인터넷 순서</news:title>
		</news:news>
		<image:image>
			<image:loc>https://donchaenggyeo.com/wp-content/uploads/2026/10/moving-utility-settlement.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://donchaenggyeo.com/long-term-repair-fund/</loc>
		<lastmod>2026-10-06T21:35:14+09:00</lastmod>
		<news:news>
			<news:publication>
				<news:name>돈챙겨</news:name>
				<news:language>ko</news:language>
			</news:publication>
			<news:publication_date>2026-10-06T21:21:19+09:00</news:publication_date>
			<news:title>장기수선충당금 돌려받는 법: 세입자가 이사 갈 때 집주인에게 청구하기</news:title>
		</news:news>
		<image:image>
			<image:loc>https://donchaenggyeo.com/wp-content/uploads/2026/10/long-term-repair-fund.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://donchaenggyeo.com/property-tax-installment/</loc>
		<lastmod>2026-10-06T21:35:11+09:00</lastmod>
		<news:news>
			<news:publication>
				<news:name>돈챙겨</news:name>
				<news:language>ko</news:language>
			</news:publication>
			<news:publication_date>2026-10-06T21:21:18+09:00</news:publication_date>
			<news:title>재산세 납부 기간과 분할납부: 250만원 넘으면 3개월 나눠 내는 법</news:title>
		</news:news>
		<image:image>
			<image:loc>https://donchaenggyeo.com/wp-content/uploads/2026/10/property-tax-installment.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://donchaenggyeo.com/earned-income-tax-credit/</loc>
		<lastmod>2026-10-06T21:35:08+09:00</lastmod>
		<news:news>
			<news:publication>
				<news:name>돈챙겨</news:name>
				<news:language>ko</news:language>
			</news:publication>
			<news:publication_date>2026-10-06T21:21:16+09:00</news:publication_date>
			<news:title>근로장려금 조건과 신청 기간: 단독·홑벌이·맞벌이 소득 기준과 최대 지급액</news:title>
		</news:news>
		<image:image>
			<image:loc>https://donchaenggyeo.com/wp-content/uploads/2026/10/earned-income-tax-credit.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://donchaenggyeo.com/birth-support-order/</loc>
		<lastmod>2026-10-06T21:35:04+09:00</lastmod>
		<news:news>
			<news:publication>
				<news:name>돈챙겨</news:name>
				<news:language>ko</news:language>
			</news:publication>
			<news:publication_date>2026-10-06T21:16:37+09:00</news:publication_date>
			<news:title>출산 후 신청 순서: 첫만남이용권·부모급여·아동수당 한 번에 받는 법 (2026)</news:title>
		</news:news>
		<image:image>
			<image:loc>https://donchaenggyeo.com/wp-content/uploads/2026/10/birth-support-order.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://donchaenggyeo.com/unemployment-benefit/</loc>
		<lastmod>2026-10-06T21:35:01+09:00</lastmod>
		<news:news>
			<news:publication>
				<news:name>돈챙겨</news:name>
				<news:language>ko</news:language>
			</news:publication>
			<news:publication_date>2026-10-06T21:16:36+09:00</news:publication_date>
			<news:title>실업급여 조건·금액·기간 총정리 (2026년 상한 68,100원 기준)</news:title>
		</news:news>
		<image:image>
			<image:loc>https://donchaenggyeo.com/wp-content/uploads/2026/10/unemployment-benefit.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://donchaenggyeo.com/severance-pay/</loc>
		<lastmod>2026-10-06T21:34:57+09:00</lastmod>
		<news:news>
			<news:publication>
				<news:name>돈챙겨</news:name>
				<news:language>ko</news:language>
			</news:publication>
			<news:publication_date>2026-10-06T21:16:35+09:00</news:publication_date>
			<news:title>퇴직금 받는 조건과 계산법, 14일 지급 기한과 IRP 계좌 총정리</news:title>
		</news:news>
		<image:image>
			<image:loc>https://donchaenggyeo.com/wp-content/uploads/2026/10/severance-pay.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://donchaenggyeo.com/year-end-tax-correction/</loc>
		<lastmod>2026-10-06T21:34:54+09:00</lastmod>
		<news:news>
			<news:publication>
				<news:name>돈챙겨</news:name>
				<news:language>ko</news:language>
			</news:publication>
			<news:publication_date>2026-10-06T21:16:33+09:00</news:publication_date>
			<news:title>연말정산 놓친 공제, 경정청구로 5년 안에 돌려받는 법 (홈택스)</news:title>
		</news:news>
		<image:image>
			<image:loc>https://donchaenggyeo.com/wp-content/uploads/2026/10/year-end-tax-correction.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://donchaenggyeo.com/car-tax-prepay/</loc>
		<lastmod>2026-10-06T21:34:51+09:00</lastmod>
		<news:news>
			<news:publication>
				<news:name>돈챙겨</news:name>
				<news:language>ko</news:language>
			</news:publication>
			<news:publication_date>2026-10-06T21:16:32+09:00</news:publication_date>
			<news:title>자동차세 연납 할인: 1월에 내면 얼마나 아낄까, 신청 방법과 환급까지</news:title>
		</news:news>
		<image:image>
			<image:loc>https://donchaenggyeo.com/wp-content/uploads/2026/10/car-tax-prepay.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://donchaenggyeo.com/telecom-refund/</loc>
		<lastmod>2026-10-06T21:34:48+09:00</lastmod>
		<news:news>
			<news:publication>
				<news:name>돈챙겨</news:name>
				<news:language>ko</news:language>
			</news:publication>
			<news:publication_date>2026-10-06T21:13:14+09:00</news:publication_date>
			<news:title>통신비 미환급금 조회: 해지한 휴대폰·인터넷 요금 돌려받는 법 (스마트초이스)</news:title>
		</news:news>
		<image:image>
			<image:loc>https://donchaenggyeo.com/wp-content/uploads/2026/10/telecom-refund.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://donchaenggyeo.com/hidden-insurance-money/</loc>
		<lastmod>2026-10-06T21:34:44+09:00</lastmod>
		<news:news>
			<news:publication>
				<news:name>돈챙겨</news:name>
				<news:language>ko</news:language>
			</news:publication>
			<news:publication_date>2026-10-06T21:13:12+09:00</news:publication_date>
			<news:title>숨은 보험금 찾기: 내보험찾아줌으로 중도·만기·휴면보험금 한 번에 조회</news:title>
		</news:news>
		<image:image>
			<image:loc>https://donchaenggyeo.com/wp-content/uploads/2026/10/hidden-insurance-money.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://donchaenggyeo.com/dormant-deposit/</loc>
		<lastmod>2026-10-06T21:34:41+09:00</lastmod>
		<news:news>
			<news:publication>
				<news:name>돈챙겨</news:name>
				<news:language>ko</news:language>
			</news:publication>
			<news:publication_date>2026-10-06T21:13:11+09:00</news:publication_date>
			<news:title>휴면예금 찾기: 잊고 있던 내 통장 돈 5분 만에 조회하고 돌려받는 법</news:title>
		</news:news>
		<image:image>
			<image:loc>https://donchaenggyeo.com/wp-content/uploads/2026/10/dormant-deposit.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://donchaenggyeo.com/move-in-report/</loc>
		<lastmod>2026-10-06T21:34:37+09:00</lastmod>
		<news:news>
			<news:publication>
				<news:name>돈챙겨</news:name>
				<news:language>ko</news:language>
			</news:publication>
			<news:publication_date>2026-10-06T20:53:55+09:00</news:publication_date>
			<news:title>전입신고 기한 14일, 늦으면 생기는 불이익과 온라인 신청 방법 (2026)</news:title>
		</news:news>
		<image:image>
			<image:loc>https://donchaenggyeo.com/wp-content/uploads/2026/10/move-in-report.jpg</image:loc>
		</image:image>
	</url>
</urlset>